A good, 3D game development Engine?

Yeah,lately, I've actually started playing around in Multimedia Fusion 2. It's easy to use, real easy, and fairly powerful if you think outside the box, but the big flaw..

It has no support for 3D object whatsoever.

Anyone know of an engine that supports 3D models in a 2.5D world, that's good for a platforming DDB-like game, that's somewhat easy to use? I, unfortuanetly, am not a programmer, and don't know one who's that experienced, so I can't make one myself. I and able to learn scripting and everything if neccissary, so lon as there are tutorials, or it's just simple as it is.

 

I'd be willing to learn any programming language I need to be able make a half-decent 3D game, but there are a few problems I have to seem to never cease to hinder me.
1: This requires years of college, which I missed my first chance to get into due to a bad decision on my part. Now I can see it being at least 2 years.
2: I need to learn every other language and it's mom apparently.
3: I don't beleive there's any way to get started online.
4: I always need someone else there to assist me with the math (I suppose windows calculator would do for this.)

I guess I'll just be a faggot and make this in MMF2... Though I don't know how the Moo plugin works, I want IP-IP multiplayer...